So you are thinking about buying a new home. Good for you! I can help you with that!
Jot down some notes and send them to me! Are you thinking about a condominium or a house?
What follows is material written several years ago.
Things have changed since then as has my thinking.
Finding and buying a home should be an exciting and rewarding adventure. Sig can help you find the home that is right for you, negotiate on your behalf and guide you through the transaction generally at no cost to you, since the seller will normally pay for the services he is rendering to you.
To insure that you get the services you deserve you need to sign a Buyer Brokerage Agreement with Sig. In Georgia it would be illegal for Sig to represent you as his Client, unless he is working for you under a Buyer Brokerage Agreement.
Today there are many new factors to consider such as foreclosures some of which are in poor condition and pending foreclosures which can have a huge impact on what you should be paying. Pending foreclosures likely will affect future market values.
Also there are transactions conducted outside the Multiple Listings which can affect value. Today’s market requires much more knowledge and access to data than used to be the case. The traditional “Comparative Market Analysis” will no longer give you all the information you need. All of these factors affect the value of Real Estate.
You will know about the foreclosed (REO) homes available on the market and about homes offered for sale as resales or newly constructed homes through Multiple Listing Services. However, determining what these homes are worth requires information that is not available on the Multiple Listings, a subject to be covered in more depth elsewhere.
In any case, first of all, when buying Real Estate you must know what you want in your new home and where you want to be located and you must know how much house you can afford . When it comes to what you can afford, your first step should be to get pre-qualified and even better pre-approved for a mortgage..
You need to think about location, where you want to live. This is impacted by many factors such as commuting time and distance and by the environment in which you would like to live, what your interests are, etc. etc..including the needs of your family, if any.
You also need to think about the type of house you want, how many bedrooms and bathrooms you want or need and how much space you want or need. Layout is also important; do you want a ranch or two story? Do you want a master on the main floor or upstairs with the other bedrooms? Do you want a basement?
How big a lot do you want? How important are the schools? Do you need handicapped features? Maybe you don’t want a single family house with a yard, but rather a townhouse or a condo apartment. Or, you may be looking for a retirement community.
Whether you are buying your first starter home, your “ultimate” dream home, a vacation home or an investment property, I am honored to offer my experience helping you to make the most informed decisions you can. I will work with you every step of the way, according to how you want me to work with you..
You may want to do your own research driving around to get the feel for neighborhoods, or searching for properties on the Internet. I will work with you according to your preferences.
How do you find out if you are paying a fair price, what the house you are buying is really worth. The “Comparable Market Analysis” that was used in the past no longer needs to be supplemented with additional information.
The importance of being get prequalified before your buy cannot be over-emphasized. I would be glad to discuss this with you. Just call me at 678-982-3900. Or you can contact mortgage poviders by going to the resource of mortgage providers on my blog. – In the blog you will find relevant news about the mortgage market.
Today good houses offered at a fair price are in short supply; they will often attract multiple buyers. You need someone who is experienced working with Multiple Offers. Recently I secured a home for a buyer where there was competition for the house they ended up buying.
I look forward to your call, at 678-982-3900.